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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 519 , Panama City, FL 32408
$259,900
Est. Payment: $1,318.16/mo
1 Bed
2 Bath
1047 Sqft
Status: active | Days on site: 36
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Laketown Wharf, Panama City Beach's largest condominium complex with the best amenities too! This Gulf View unit is a 1 Bedroom plus a full bunkroom with 2 full bathrooms. What's special about this place is that both bathrooms have extended double vanities with fresh white paint. This clean fresh concept extends into the kitchen where the cabinets have fresh paint and matching white appliances. There is an island bar for gathering, barstools and granite. The kitchen and grand-room gives you a direct view of the Gulf of America. Laketown Wharf is actually across the street, but you have dedicated beach access through a coded/armband controlled gate between Pineapple Willys and Shores of Panama Condo. You can also access two other quieter beach access points at PCB#33 & #34. Check out the wood laminate flooring in the master bedroom and grand-room. Its great to have NO CARPET and the wood tones are warm and inviting. This is currently a short term rental with VRBO & AIRBNB.. talk about a great investment that will pay for itself!!! You can expect between $38,000- $45,000 in STR income if you wish to rent. It would also make a great owners retreat as well. There are many full time owners who meet regularly for pickleball, mini golf, workouts at the newly re-fitted 2 story gym and have beverages at the many restaurants and bars on property. FYI the COA dues includes Hazard Insurance, Cable, Internet, Pest Control, Water and Garbage too. Plus access to all the 5 pools 2 hot-tubs and sundecks. Check out this amazing unit today!

Highlights

Listed by Mark A Chambliss , 334-596-1474 Coastal Palms Real Estate , 716-912-1447. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

790763

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0 x 0
Zoning:Resid Single Family, Resort
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$1,318
Taxes
$281
HOA
$0

Home Price

$259,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$51,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,318.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,318.16 $281.25 $0.00 $1,599.41
Yearly $15,817.97 $3,375.00 $0.00 $19,192.97
Total $474,538.95 $101,250.00 $0.00 $575,788.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS