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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 1413 , Panama City, FL 32408
$239,000
Est. Payment: $1,320.44/mo
1 Bed
2 Bath
1047 Sqft
Status: Active | Days on site: 17
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Harrison Lilly Team
Owner/Operator

House Description

LOWEST PRICED BEACH VIEW CONDO this size on Thomas Drive!!! You heard me right... This condo is priced to move so fast, if you blink you will likely miss it! In today's condo market, there are very few options where a buyer can rest easy knowing that they got a killer deal. Statistically speaking, most of today's sellers bought during the peak pricing in the past several years, and as such, they are asking way more now than their condo is truly worth. And that is where unit #1413 set's itself apart from EVERY other unit in the area... Located in one of the most desirable locations in Laketown Wharf, this unit is perfectly centered in the heart of the all-inclusive complex. High enough to have some of the most incredible unobstructed gulf views you have ever seen, and centered in a way where you can catch not only some of the most rejuvenating sunrises in the world, but also where you are blessed every evening with the most awe inspiring sunsets you have ever been fortunate enough to experience. Although the price and location are unmatched by anything else available, this incredible steal truly shines when it comes to investment potential. Buying at such an unheard of price, you are certain to be positioned for years of prosperity. This unit is turnkey with all new stainless steel appliances, and it is priced to allow it's new owner to make some updates and still have ample positive equity - or to simply rent it as it is and enjoy an incredible return on investment as-is for years to come. You won't find a nicer condo with these views that sleeps 6 people at this price - guaranteed!!! And when you factor in the 4 resort style pools, the state of the art fitness center, the numerous onsite restaurants, the onsite bowling alley and pool hall, the onsite video arcade, the onsite shopping, and the best location in PCB (right across from Pineapple Willy's, a few doors down from the all new Tootsie's Beach Bar, and just a few seconds from endless food/entertainment options), you will quickly see that this truly is a ''can't miss'' opportunity that comes along only once in a lifetime

Highlights

Listed by Garrett S Aune , 850-588-8908 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2651.19 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

795569

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Smart Thermostat, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:N/A
Zoning:Resid Multi-Family
Roof:Flat
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$1,320
Taxes
$281
HOA
$2,651

Home Price

$239,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$47,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,320.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,320.44 $281.26 $2,651.19 $4,252.89
Yearly $15,845.29 $3,375.07 $31,814.28 $51,034.64
Total $475,358.61 $101,252.10 $954,428.40 $1,531,039.11

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS