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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 119 , Panama City, FL 32408
$250,000
Est. Payment: $1,381.21/mo
1 Bed
2 Bath
1047 Sqft
Status: Active | Days on site: 50
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Harrison Lilly Team
Owner/Operator

House Description

Enjoy easy first-floor living and skip the elevator waits in this inviting 1-bedroom, 2-bath condo at Laketown Wharf Resort. Featuring peaceful lake views, no carpet throughout, bunk rooms allowing up to 7 occupants/guests. This unit feels bright, coastal, and ready for its next owner to love. The spacious layout offers plenty of room to relax after a day at the beach, while two full bathrooms provide added convenience for owners and guests. The bunk room has an added barn door allowing the kids to have a zone away from the open living space. Step outside and enjoy the beautiful lakefront setting, nightly fountain light show at eye level, and private boardwalk surrounding the lake. Laketown Wharf offers an impressive collection of resort-style amenities, including five pools, two hot tubs, a Gulf-view fitness center, putting green, and multiple onsite restaurants. The resort is also home to 810 Billiards & Bowling, featuring bowling, billiards, arcade games, and axe throwing for rainy-day entertainment. Whether you are searching for a personal coastal getaway or an investment-ready vacation rental, this first-floor condo offers the perfect combination of convenience, amenities, and location near the white sands and emerald waters of Panama City Beach. New memories and new stories are waiting to be created here!

Highlights

Listed by Heather Fox , 850-541-5774 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2490.58 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

794242

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:Condo
Sewer:Public Sewer
Principal Interest
$1,381
Taxes
$281
HOA
$2,491

Home Price

$250,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$50,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,381.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,381.21 $281.26 $2,490.58 $4,153.05
Yearly $16,574.57 $3,375.07 $29,886.96 $49,836.60
Total $497,237.04 $101,252.10 $896,608.80 $1,495,097.94

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS