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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Drive R-12 , Panama City, FL 32408
$305,865
Est. Payment: $1,689.86/mo
1001 Sqft
Status: Active | Days on site: 366
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CLRA - B12084,B11131
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

OWNER FINANCING AVAILABLE. A rare opportunity to own a commercial unit at Laketown Wharf. Plenty of parking. This unit is 971/SQFT of prime retail space with entrances facing Thomas Drive and the Lake. This complex has over 700 residential units with over 10,000 short term rental guests over the rental season. The unit has visibility from Thomas Drive and is located at one of the busiest intersections at Laketown Wharf. Don't miss the opportunity to start or expand your business.
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Highlights

Listed by Denise Hindes , 404-401-2444 and Carol A Walker , 678-523-1042 Coastal Living Realty & Associates , 404-401-2444. Bay County Association of REALTORS

Property Type

Commercial Sale

HOA Fee

2309.8 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Laketown Wharf

Listing ID

779463

Questions about this listing?

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Interior Features

Exterior Features
Principal Interest
$1,690
Taxes
$195
HOA
$2,310

Home Price

$305,865

Loan Details

30 yrs
7.374%

Down Payment

20%
$61,173
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,689.86

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,689.86 $194.99 $2,309.80 $4,194.65
Yearly $20,278.32 $2,339.87 $27,717.60 $50,335.79
Total $608,349.62 $70,196.02 $831,528.00 $1,510,073.64

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS