Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

9902 S Thomas Dr Unit 333 , Panama City, FL 32408
$370,000
Est. Payment: $2,044.20/mo
3 Bed
3 Bath
1681 Sqft
Status: Active | Days on site: 198
Get Pre-Qualified
BKWR - TEMH,B10863
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to this well-kept, updated Laketown Wharf residence offering 3 bedrooms, 3 full bathrooms, plus a dedicated bunk room, comfortably accommodating up to 10 guests. The hot water heater is 2020 & HVAC July 2023. The smart, functional layout makes it ideal for both personal enjoyment and rental potential. A rare highlight at Laketown Wharf, the guest bedroom and bunk room are connected by a Jack & Jill bathroom, providing added privacy and convenience for families and visitors. The kitchen features granite countertops, stainless steel appliances and a breakfast bar perfect for casual dining or entertaining. Luxury laminate plank & tile flooring runs throughout the main living areas, and the private balcony offers peaceful lake views, the perfect setting to unwind and take in the sunset. Situated in the heart of Panama City Beach, Laketown Wharf offers resort-style living just across from the beach with convenient beach access. Owners and guests enjoy five unique pools, Splash Bar & Grill, a fitness center overlooking the Gulf, covered garage parking, and sweeping views of the Gulf, lake, and golf course from various vantage points throughout the property. The community also features a 52,000-square-foot lakefront boardwalk with dining and shopping, along with a nightly fountain and light show that adds to the vibrant coastal experience.

Highlights

Listed by Meghan Hall Team , 850-502-2725 and Wendy L Henley , 850-687-4475 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4256.6 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf Phase II

Listing ID

785315

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, See Remarks, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:Condo
Zoning:Resid Multi-Family
Roof:Clay,Membrane
Others:
  • ▪ Additional:Dock
Sewer:Public Sewer
Principal Interest
$2,044
Taxes
$374
HOA
$4,257

Home Price

$370,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$74,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,044.20

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,044.20 $374.00 $4,256.60 $6,674.80
Yearly $24,530.36 $4,488.00 $51,079.20 $80,097.56
Total $735,910.81 $134,640.00 $1,532,376.00 $2,402,926.81

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS