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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 2116 , Panama City, FL 32408
$335,000
Est. Payment: $1,850.83/mo
1 Bed
2 Bath
1047 Sqft
Status: Active | Days on site: 322
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SMR - B10638
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Here's what makes this worth it: Enjoy soaring 9- to 10-foot ceilings and expanded living space--larger than many 2-bedroom units--in this turnkey 1-bedroom, 2-bathroom retreat with a dedicated bunk nook. The private balcony delivers inspiring views of the Gulf and feel of luxury and privacy! The unit is fully furnished, making it an effortless high-performance rental investment or second home. Laketown Wharf is PCB's premier destination with an unmatched amenity package: Five Unique Pools, including a rooftop pool and a Gulf-view zero-entry pool. Direct, gated beach access. Famous nightly fountain show. On-site dining/buffet, bars, fitness center, and covered parking. With the monthly HOA covering Cable TV, WiFi, Insurance, Security, and all resort amenities, this is a hassle-free asset in a prime location. Don't miss this top-floor gem!
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Highlights

Listed by Ramone C Silvera , 954-330-3095 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1931.36 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Laketown Wharf Phase II

Listing ID

780351

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, See Remarks

Exterior Features

Lot Dimensions:0*0
Principal Interest
$1,851
Taxes
$214
HOA
$1,931

Home Price

$335,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$67,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,850.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,850.83 $213.56 $1,931.36 $3,995.75
Yearly $22,209.92 $2,562.75 $23,176.32 $47,948.99
Total $666,297.63 $76,882.50 $695,289.60 $1,438,469.73

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS