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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 1121 , Panama City, FL 32408
$465,000
Est. Payment: $2,358.15/mo
3 Bed
3 Bath
1681 Sqft
Status: active | Days on site: 540
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Laketown Wharf 1121***Best GULF VIEW Discover luxury living with this gorgeous condo offering the most spectacular view of the Gulf of Mexico. Bask in the beauty of the sunset from the comfort of your own home. This fully renovated condo exudes a fresh and modern vibe, featuring brand-new floors, freshly painted walls, and stylishly updated lighting fixtures. Every detail has been meticulously considered to offer you the epitome of comfort and style. The spacious layout includes three king-size bedrooms and three baths, providing ample comfort and privacy. Each bedroom boasts an en suite bathroom, and an additional sleeper sofa easily accommodates extra guests. The convenience of a new refrigerator and stove in the fully equipped kitchen makes meal preparation a delight. With all-new TVs throughout, entertainment is always at your fingertips. Ideal for family vacations or weekend getaways with friends, this condo comfortably hosts up to 10 people. Experience ultimate comfort and style in this turnkey condo, perfect for a second home or a savvy investment property. Laketown Wharf Resort Amenities Located in the heart of Panama City Beach, Laketown Wharf offers exclusive beach access just steps away. The resort is packed with five swimming pools, including a lagoon-style pool, rooftop pool, and kiddie pool. Relax in two hot tubs, stay active in the state-of-the-art fitness center, or enjoy a drink at the poolside bar. Each evening, guests are treated to an incredible light and fountain show, unique to Laketown Wharf. With five on-site restaurants, market shops, and the newly added 810 Billiards & Bowling, there's always something to do. Plus, covered parking ensures convenience and security. An Incredible Investment or Your Dream Beach Getaway Whether you're searching for a vacation home, full-time residence, or a lucrative rental property, this condo checks every box. Don't miss this rare opportunity to own a Gulf-view paradise at an unbeatable price! For accurate measurements, verification is recommended. Contact me today to schedule a private viewing!

Highlights

Listed by Phyllis Holloway , 678-613-8804 Coastal Living Realty & Associates , 404-401-2444. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3998 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf Phase II

Listing ID

769442

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Tub Shower

Exterior Features

Lot Dimensions:0x0
Zoning:Resort
Principal Interest
$2,358
Taxes
$428
HOA
$3,998

Home Price

$465,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$93,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,358.15

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,358.15 $427.50 $3,998.00 $6,783.65
Yearly $28,297.77 $5,130.00 $47,976.00 $81,403.77
Total $848,933.03 $153,900.00 $1,439,280.00 $2,442,113.03

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS