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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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231 Lake Merial Boulevard Unit 53 , Panama City, FL 32409
$436,990
Est. Payment: $2,216.33/mo
3 Bed
2 Bath
1824 Sqft
Status: active | Days on site: 73
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

The Destin B floorplan is a gorgeous 3 bedroom 2 bath home that is perfect for the starter home or to downsize. As you walk into your new home, you will see your very spacious formal living room or optional fourth bedroom. As you continue down your foyer perfect for those nice art pieces or family portraits, you will be welcomed into your dream kitchen with enough counter space for every gadget you could want. It is dressed with a lovely island that is welcoming into the dining area and the great room so even the cook of the house will not be left out of any conversations. Your owner's suite is off a nook in your great room, giving it privacy but still conveniently located for those midnight snacks. Your two spare rooms and guest bath are down their own private guest hall that also leads to the laundry room with tons of storage space, as well as an exit to your new spacious three car garage! Pictures or video are not of subject property and may have different colors and/or upgrades.

Highlights

Listed by Trish Lohela , 904-466-1901 Holiday Builders of the Gulf Coast , 321-610-5940. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

335 Quarterly

Year Built

2026

County

Bay

Area

04 - Bay County - North

Neighborhood

Lake Merial

Listing ID

790269

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:60 x 150
Zoning:Resid Single Family
Roof:Shingle
Principal Interest
$2,216
Taxes
$279
HOA
$335

Home Price

$436,990

Loan Details

30 yrs
6.529%

Down Payment

20%
$87,398
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,216.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,216.33 $278.58 $335.00 $2,829.91
Yearly $26,595.97 $3,342.97 $4,020.00 $33,958.94
Total $797,879.10 $100,289.21 $120,600.00 $1,018,768.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS