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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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229 Lake Merial Boulevard Unit 52 , Panama City, FL 32409
$528,990
Est. Payment: $2,922.59/mo
4 Bed
3 Bath
2512 Sqft
0.28 Acres
Status: Active | Days on site: 137
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HBGC - B12633
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Harrison Lilly Team
Owner/Operator

House Description

100% complete! MOVE IN READY! GORGEOUS LAKE VIEWS & LARGE LOT! Welcome to the Caliza, an impressive floorplan from the Cornerstone collection by Holiday Builders. This beautiful home offers a spacious and well-designed layout, ensuring comfort and luxury for you and your family. At 2,355 square feet, the Caliza provides abundant space for comfortable living. With its thoughtful design and convenient features, this home embodies the perfect combination of functionality and elegance. This new home boasts four bedrooms, providing ample space for everyone to have their private retreats. Additionally, there is a versatile den that can be utilized as a home office, a cozy living area, or even a fifth bedroom, depending on your preferences. Upon entering the foyer, you'll find the optional den/living/fifth bedroom to the left, offering flexibility and customization to suit your needs. To the right, a separate dining room awaits, creating an elegant space for formal gatherings or intimate meals. At the heart of the home, the great room takes center stage. This expansive area serves as the ultimate gathering spot, allowing for seamless interaction and connection among family members and friends. The kitchen is open to the great room, enhancing the flow and connectivity between these central living spaces. It boasts an island with a sink and dishwasher, providing convenience for meal preparation and entertaining. A breakfast nook and pantry complete the kitchen area, ensuring you have ample space for dining and storage. Just beyond the great room, you'll discover a delightful outdoor living area, measuring 20×8. This space allows you to bring your indoor activities outdoors, whether it's enjoying a morning coffee or hosting a barbecue with friends and family. This new home features a desirable split floorplan, with the owner's suite located on the side of the great room. The owner's suite is a true haven, featuring a private patio entrance for a serene retreat allowing you to enjoy a breath of fresh air or unwind in solitude. The owner's private bathroom has a large walk-in closet tucked in the back and also has a linen closet for additional storage. The Caliza's laundry room is conveniently situated inside the home, between the garage and kitchen. This location ensures easy access and efficient management of laundry tasks.

Highlights

Listed by Trish Lohela , 904-466-1901 Holiday Builders of the Gulf Coast , 321-610-5940. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

335 Quarterly

Year Built

2026

County

Bay

Area

04 - Bay County - North

Neighborhood

Lake Merial

Listing ID

790277

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • ▪ Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Sitting Area in Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:75x66
Zoning:Resid Single Family
Roof:Asphalt,Shingle
Sewer:Public Sewer,Sewer Tap Paid
Parking Features:Gated
Principal Interest
$2,923
Taxes
$79
HOA
$335

Home Price

$528,990

Loan Details

30 yrs
7.374%

Down Payment

20%
$105,798
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,922.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,922.59 $78.92 $335.00 $3,336.51
Yearly $35,071.12 $947.00 $4,020.00 $40,038.12
Total $1,052,133.68 $28,410.00 $120,600.00 $1,201,143.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS