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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3412 Harrison Ave , Panama City, FL 32405
$550,000
Est. Payment: $2,789.50/mo
4 Bed
4 Bath
3163 Sqft
Status: active | Days on site: 110
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a kitchen island the size of a dock! Cabinets galore and a double door pantry too. The top of the stairs opens up to a large living room that currently holds the pool table and long views across the lake. A full bath is just off this room and then there is another full suite also. All 3 of the upstair bedrooms are larger than usual. The Laundry room downstairs is just off the kitchen and has extra space for a table or other furniture. The main bathroom suite has an oversized shower and a garden bath tub. If you have a large family and or a desire to entertain, this house has all the room you will need. Lot dimensions and room dimensions are estimates from records, please use a survey or Buyer measure as necessary. The HOA provides irrigation and lawn service. Water heater is new in 2024. The Seller has an assumable VA loan at a 3.2% interest rate for those that qualify.

Highlights

Listed by John D Shook , 850-527-8699 and Ross Ticknor , 850-359-3534 Clubbs Real Estate Group LLC , 850-750-2000. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

Year Built

2006

County

Bay

Area

02 - Bay County - Central

Neighborhood

Lake Marin

Listing ID

787119

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Heat Pump,Zoned
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, See Remarks, Separate Shower, Walk-In Closet(s), Entrance Foyer

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:40x135x 32 x 135
Zoning:City, Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,789
Taxes
$321
HOA
$0

Home Price

$550,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,789.50

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,789.50 $321.17 $0.00 $3,110.66
Yearly $33,473.95 $3,854.00 $0.00 $37,327.95
Total $1,004,218.64 $115,620.00 $0.00 $1,119,838.64

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS