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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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523 Shade St , Panama City, FL 32404
$280,000
Est. Payment: $1,420.11/mo
3 Bed
2 Bath
1331 Sqft
Status: active | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

This 3 bedroom 2 full bath with a nice size fenced in backyard is ready for you. Home Featuring Beautiful Crown molding, Granite Countertop, Plenty Cabinet, Porcelain and Ceramic Floor. Convection Oven Self cleaning & quick. Roof was Installed April 19, 2024. Nice French door to go out to an open Patio. It has 2 large storage unit. 10 Minutes to Tyndall AFB close to Public boat ramp. Best thing is NO HOA . 25 Minutes to Navy Base on Thomas Drive. Items Do not Conveying with sales : Picture Frames, Painting and all wall decorations. Front Door Security device, Curtains, curtains rods, All Furnitures, All owners personal belongings, all potted plants, Bench on Porch All Carts. Conveying with Sales: office desk furniture and exterior DVR outside security system wiring.
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Highlights

Listed by Lolita G Millyard , 850-640-8421 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.23

Year Built

1959

County

Bay

Area

02 - Bay County - Central

 Neighborhood

Lake Drive Heights

Listing ID

791598

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Shower Only

Exterior Features

Lot Dimensions:73.0 ft x 138.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Deck, Patio, Rain Gutters
Principal Interest
$1,420
Taxes
$39

Home Price

$280,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$56,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,420.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,420.11 $38.60 $0.00 $1,458.70
Yearly $17,041.29 $463.14 $0.00 $17,504.43
Total $511,238.58 $13,894.20 $0.00 $525,132.78

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS