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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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939 Tidewater Ln , Panama City, FL 32404
$169,000
Est. Payment: $933.70/mo
0.43 Acres
Status: Active | Days on site: 119
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By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Deepwater dock-able waterfront in the gated Laird Point Community. Nearly half an acre with 75 feet on the water. Beautiful water views. The seller has House plans that have already been approved by the HOA and will provide the full set of plans to new buyer. The dock has already been approved and permitted by the FDEP. Boundary survey, topographic and elevation survey already complete. 75 feet on the water and excellent year-round water depths. Will easily accommodate your large cruiser or fishing boat. No worries of low tides or low bridges preventing your short boat ride to the Gulf. Only a short dock is needed for great access. Laird Point is located on East Bay which boasts some of the best redfish and speckled trout fishing in the panhandle. This gated waterfront community offers city utilities, underground electric, and ribbon curbed streets. Amenities include tennis courts, new pickleball courts, and RV/Boat storage. Experience water views at nearly every turn in this community. Great proximity to Mexico Beach, Port St Joe and Panama City Beach. Close to shopping and restaurants. Call to schedule a tour of Laird Point.
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Highlights

Listed by Donald W West , 850-596-3349 Northwest Florida Realty, LLC , 850-740-1069. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.43

HOA Fee

County

Bay

Area

05 - Bay County - East

 Neighborhood

Laird Point

Listing ID

791104

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:75x240x271x75
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$934
Taxes
$108
HOA
$0

Home Price

$169,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$33,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$933.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $933.70 $107.74 $0.00 $1,041.44
Yearly $11,204.41 $1,292.85 $0.00 $12,497.26
Total $336,132.24 $38,785.50 $0.00 $374,917.74

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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