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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1026 Tidewater Ln , Panama City, FL 32404
$39,900
Est. Payment: $220.44/mo
0.3 Acres
Status: Active | Days on site: 101
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CPSFL2 - B12333,B12021
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Harrison Lilly Team
Owner/Operator

House Description

MORE PHOTOS COMING SOON! Build your custom coastal retreat in the exclusive gated waterfront community of Laird Point, perfectly positioned on a natural peninsula along the Intracoastal Waterway. This exceptional water-view home site offers the rare opportunity to enjoy bayou, marsh, and East Bay views from multiple vantage points, with Laird Bayou just across the street. Build up to 45 feet high to capture breathtaking panoramic water views and unforgettable sunsets. Laird Point is a private, amenity-rich community designed for those who appreciate boating, nature, and coastal living at its finest. Residents enjoy access to a marina, private boat launch, fishing piers, tennis courts, walking and nature trails with scenic boardwalks, pavilion/gazebo areas, and boat/RV storage. Underground utilities preserve the beauty and charm of the neighborhood. Conveniently located near Panama City and Tyndall Air Force Base, this home site combines privacy with accessibility. With a minimum heated and cooled living space requirement of 2,000 square feet, this lot is ideal for creating a luxury primary residence, second home, or investment property in one of the area's most desirable waterfront communities. Boaters will love the easy access to the Gulf of America and surrounding waterways. Opportunities like this are becoming increasingly rare, competitively priced and ready for a quick closing. Bring your builder, your vision, and your cash offer before this incredible property is gone.

Highlights

Listed by Jennifer Bond , 850-867-9317 and Paige L Peterson , 850-259-0643 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.3

HOA Fee

400 Annually

County

Bay

Area

05 - Bay County - East

Neighborhood

Laird Point

Listing ID

790821

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:72X176X81X161
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$220
Taxes
$22
HOA
$400

Home Price

$39,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$7,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$220.44

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $220.44 $22.08 $400.00 $642.53
Yearly $2,645.30 $265.00 $4,800.00 $7,710.30
Total $79,359.03 $7,950.00 $144,000.00 $231,309.03

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS