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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1019 Tidewater Ln , Panama City, FL 32404
$139,000
Est. Payment: $767.95/mo
0.38 Acres
Status: Active | Days on site: 20
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Harrison Lilly Team
Owner/Operator

House Description

DOCKABLE LOT WITH DEEP WATER ACCESS TO THE GULF OF MEXICO! Your dream home deserves a setting as extraordinary as the life you want to live. Discover the possibilities at Laird Point, where a natural peninsula stretches along East Bay, offering a beautiful blend of peaceful surroundings, coastal scenery, and boating adventure. This homesite is your opportunity to create a retreat where time on the water becomes part of everyday life. Imagine mornings spent planning the day's fishing trip, afternoons exploring the waterways, and evenings unwinding on your porch as the coastal breeze signals it's time to slow down. With a dockable lot and access on East Bay and the Gulf of Mexico, you can design your future home around the activities you love. From casting a line and cruising the coast to simply enjoying the natural beauty around you, this location puts the coastal lifestyle at the heart of your plans. Laird Point's peninsula setting offers a welcome sense of escape and an inviting backdrop for a thoughtfully designed custom home. Envision open living spaces for gathering, expansive porches for relaxing, and a personal retreat that embraces its coastal surroundings. Whether you're dreaming of a full-time residence or a getaway built around weekends on the water, this homesite offers an exciting place to bring that vision to life. Bring your plans, your boat, and your imagination. Your Best Beach Life starts here!

Highlights

Listed by Heather Fox , 850-541-5774 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.38

HOA Fee

400 Annually

County

Bay

Area

05 - Bay County - East

Neighborhood

Laird Point Ph I

Listing ID

795543

Questions about this listing?

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:75X235
Zoning:City, Resid Single Family
Sewer:Public Sewer
Principal Interest
$768
Taxes
$132
HOA
$400

Home Price

$139,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$27,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$767.95

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $767.95 $132.13 $400.00 $1,300.08
Yearly $9,215.46 $1,585.54 $4,800.00 $15,601.00
Total $276,463.79 $47,566.20 $144,000.00 $468,029.99

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS