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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20613 First Ave , Panama City, FL 32413
$1,399,000
Est. Payment: $7,729.27/mo
4 Bed
3 Bath
1962 Sqft
0.11 Acres
Status: Pending | Days on site: 126
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EKAY - E34139,E32990
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

A newly renovated two-story home in the quiet Laguna Beach area of Panama City Beach, two minutes' walk from the white sand. Four bedrooms, three baths, a brand-new private pool, and a private dock on the freshwater lake behind the house. Two blocks to multiple public beach access points. The home is primarily used as a personal residence yet generating approximately $71,000 in gross rental revenue in roughly 90 days of summer rentals. For a buyer who wants a Gulf Coast property with proven income potential, the opportunity is both substantial and documented.
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Highlights

Listed by Paul J Wise , 920-379-7217 Kaiya Real Estate , 954-298-0176. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.11

Year Built

2018

County

Bay

Area

27 - Bay County

 Neighborhood

Laguna Beach Estates 5Th Addn

Listing ID

1003412

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Freezer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Tnkls
Floor:Floor Vinyl
Other:
  • ▪ Additional:Owner's Closet

Exterior Features

Lot:Lake
Lot Dimensions:116x47x125x28
Zoning:City
Others:
  • ▪ Additional:Balcony, Dock, Shower, Patio Covered, Porch, Fenced Privacy
Sewer:Public Sewer
Principal Interest
$7,729
Taxes
$631

Home Price

$1,399,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$279,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,729.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,729.27 $630.90 $0.00 $8,360.18
Yearly $92,751.28 $7,570.84 $0.00 $100,322.12
Total $2,782,538.46 $227,125.20 $0.00 $3,009,663.66

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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