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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4600 Kingfish Ln Unit 508 , Panama City, FL 32408
$244,000
Est. Payment: $1,348.06/mo
1 Bed
1 Bath
884 Sqft
Status: Active | Days on site: 358
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BBRG - B1343,B12905
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Harrison Lilly Team
Owner/Operator

House Description

REDUCED AND PRICED TO SELL -- SELLERS SAY BRING OFFERS! Discover the potential of this 1-bedroom condo at Lagoon Towers, located within the desirable Bay Point community. Enjoy beautiful bay views and peaceful sunrises from the comfort of your own coastal retreat. Start your morning with coffee overlooking the water, take a stroll along the dock, or enjoy nearby dining and drinks overlooking the bay. This residence offers an excellent opportunity for a buyer ready to add their own personal style. The interior is ready for updating, providing a blank canvas to renovate and create a beautiful primary residence, second home, or investment property tailored to your taste. Bay Point offers a golf course community lifestyle with dining, community events, waterfront surroundings, and convenient access to all that Panama City Beach has to offer. Best of all, you're approximately 7 minutes from the beautiful white-sand beaches of the Gulf of Mexico. Whether you're searching for a full-time residence, Florida getaway, or investment opportunity, this condo offers location, views, and plenty of potential. Bring your vision and your offer -- motivated sellers are ready to make a deal!

Highlights

Listed by Shirley A Pittman , 850-258-2856 and Brodie B Dalton , 850-625-1339 Blue Coral R E Group LLC , 850-778-2583. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

605 Monthly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Lagoon Towers Phase I

Listing ID

768495

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range
Other:
  • ▪ Additional:Balcony

Exterior Features

Lot:Paved
Lot Dimensions:0 X 0
Zoning:Resid Multi-Family
Parking Features:Parking Lot,Gated
Principal Interest
$1,348
Taxes
$187
HOA
$605

Home Price

$244,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$48,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,348.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,348.06 $186.50 $605.00 $2,139.56
Yearly $16,176.78 $2,238.00 $7,260.00 $25,674.78
Total $485,303.35 $67,140.00 $217,800.00 $770,243.35

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS