Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

I agree to receive automated marketing calls and texts (SMS/MMS) from Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE, its affiliates and their agents. Msg & data rates may apply. Msg frequency varies. Reply STOP to cancel. Consent is not required for purchase. I also agree to the Terms of Use and Privacy Policy.

main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
main property photo 44
main property photo 45
main property photo 46
main property photo 47
View All (48)
property photo 1
property photo 2
property photo 3
2701 Lagoon Manor Dr , Panama City, FL 32408
$649,000
Est. Payment: $3,291.61/mo
3 Bed
3 Bath
1716 Sqft
Status: active | Days on site: 38
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator
View agent profile
Email
Call

House Description

Just steps from the water in a prime Panama City Beach location, this beautifully built 2023 home offers the perfect blend of modern comfort and coastal charm. Featuring three bedrooms and two bathrooms, the home is filled with natural light and designed for easy living with an open layout ideal for relaxing or entertaining. Enjoy quick access to the beach, nearby boat ramps, dining, and entertainment while embracing the laid back lifestyle that makes Panama City Beach so desirable. Whether you are searching for a primary residence, vacation getaway, or a proven income producing investment, this turnkey property offers exceptional versatility and strong short term rental potential in one of the area's most sought after locations.
Show more

Highlights

Listed by Kelsey Payne , 850-541-5382 Simply South Realty , 850-541-5382. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Lagoon Manor

Listing ID

789730

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:35x75x55x90
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$3,292
Taxes
$374
HOA
$0

Home Price

$649,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,291.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,291.61 $373.75 $0.00 $3,665.36
Yearly $39,499.27 $4,485.00 $0.00 $43,984.27
Total $1,184,978.00 $134,550.00 $0.00 $1,319,528.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS