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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2701 Lagoon Manor Dr , Panama City, FL 32408
$649,000
Est. Payment: $3,585.63/mo
3 Bed
3 Bath
1716 Sqft
0.09 Acres
Status: Active | Days on site: 38
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SSRAL - B12731
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Just steps from the water in a prime Panama City Beach location, this beautifully built 2023 home offers the perfect blend of modern comfort and coastal charm. Featuring three bedrooms and two bathrooms, the home is filled with natural light and designed for easy living with an open layout ideal for relaxing or entertaining. Enjoy quick access to the beach, nearby boat ramps, dining, and entertainment while embracing the laid back lifestyle that makes Panama City Beach so desirable. Whether you are searching for a primary residence, vacation getaway, or a proven income producing investment, this turnkey property offers exceptional versatility and strong short term rental potential in one of the area's most sought after locations.
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Highlights

Listed by Kelsey Payne , 850-541-5382 Simply South Realty , 850-541-5382. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

Year Built

2023

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Lagoon Manor

Listing ID

789730

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:35x75x55x90
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$3,586
Taxes
$374
HOA
$0

Home Price

$649,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,585.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,585.63 $373.75 $0.00 $3,959.38
Yearly $43,027.58 $4,485.00 $0.00 $47,512.58
Total $1,290,827.35 $134,550.00 $0.00 $1,425,377.35

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS