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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2835 Longleaf Rd , Panama City, FL 32405
$950,000
Est. Payment: $4,818.22/mo
5 Bed
4 Bath
3958 Sqft
Status: active with contingency | Days on site: 43
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

''''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'''' New roof just installed. Executive canal-front estate in the highly sought-after Kings Point community offering direct access to St. Andrews Bay and the Gulf of Mexico. This waterfront residence combines luxury living, functional design, and true Florida coastal lifestyle. Situated on deep-water canal frontage, the property includes a private dock, 10,000 lb boat lift, and seawall, providing effortless boating, fishing, and water access directly from the backyard. No HOA restrictions offer rare flexibility in a premier waterfront setting. Expansive split-bedroom floor plan featuring 5 bedrooms, dedicated office, formal dining room, and multiple living and entertaining areas. The main living space offers a spacious family room with fireplace and seamless flow into the kitchen, creating an open-concept design ideal for both daily living and entertaining. Abundant natural light and open sightlines enhance the home's bright and airy feel throughout. Gourmet kitchen with stainless steel appliances, breakfast bar, and extensive cabinetry, combining functionality with modern style. The primary suite serves as a private retreat with a bay window overlooking the property and an en-suite bath featuring a deep garden tub with built-in speakers, separate walk-in shower, dual vanities, and a large walk-in closet. Bonus entertainment room includes a built-in bar with sink and wine refrigerator, ideal for hosting. Dedicated theater room with surround sound provides a true cinematic experience. Separate mother-in-law or guest suite with private entrance offers flexibility for multi-generational living or extended guests. Saltwater pool and hot tub overlooking the canal create a private waterfront oasis. Outdoor living space is designed for relaxation and entertaining with direct canal access leading to St. Andrews Bay and the Gulf. Private dock, 10,000 lb boat lift, and seawall support full boating capability. Full irrigation system for easy landscape maintenance. Deep-water canal frontage with direct access to St. Andrews Bay and Gulf of Mexico. Ideal for boating, fishing, and water recreation. Private dock and boat lift provide immediate access to open water. Additional features include surround sound system throughout key living areas, transferable termite bond with Terminix (renewal 5/31/2026), and close proximity to hospitals, shopping, dining, and major conveniences while maintaining a quiet waterfront setting. This property delivers a rare combination of luxury, space, privacy, and premier boating access, making it ideal as a full-time residence or high-end waterfront retreat.

Highlights

Listed by Joshua W Wade , 850-867-1391 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.44

Year Built

1995

County

Bay

Area

02 - Bay County - Central

Neighborhood

Kings Point

Listing ID

789011

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:125 x 152
Zoning:City
Roof:Asphalt
Others:
  • Additional:Boat Lift, Boat Slip, Dock
Principal Interest
$4,818
Taxes
$606

Home Price

$950,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,818.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,818.22 $605.63 $0.00 $5,423.85
Yearly $57,818.65 $7,267.50 $0.00 $65,086.15
Total $1,734,559.47 $218,025.00 $0.00 $1,952,584.47

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS