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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2806 E 3rd St , Panama City, FL 32401
$230,000
Est. Payment: $1,270.72/mo
3 Bed
2 Bath
1152 Sqft
0.16 Acres
Status: Active | Days on site: 17
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BKWS - B10636
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Perfectly cozy home ready for you to move in! This Millville home offers 3 bedrooms & 2 bathrooms with an open concept living room, dining room & kitchen! Breakfast bar seating at the large kitchen island allows for fun conversations while watching the game or while cooking or crafting with friends or family! NO carpet to clean - you will enjoy low maintenance LVP flooring throughout! A metal roof adds longevity & peace of mind to your home! A spacious 8'x10' shed out back provides extra storage space for anything you need! And no HOA allows you the freedom to add personalized details to the home! Come see it today!
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Highlights

Listed by Dawn M Deckard , 850-867-2445 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.16

Year Built

2022

County

Bay

Area

02 - Bay County - Central

 Neighborhood

Keiths Bay Harbor Add

Listing ID

795507

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:50.0 ft x 140.0 ft
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$1,271
Taxes
$285

Home Price

$230,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$46,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,270.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,270.72 $285.20 $0.00 $1,555.92
Yearly $15,248.60 $3,422.41 $0.00 $18,671.01
Total $457,458.07 $102,672.30 $0.00 $560,130.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS