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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1206 Parker Dr , Panama City, FL 32401
$300,000
Est. Payment: $1,657.46/mo
3 Bed
2 Bath
1200 Sqft
0.21 Acres
Status: Active | Days on site: 10
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this charming, updated home in the heart of Historic St. Andrews--ideally positioned just steps from the neighborhood's popular community events, local dining, shopping, and entertainment. Enjoy the convenience of a central location near the Navy Base, Tyndall AFB, medical facilities, Downtown Panama City, and the area's beautiful beaches, fishing, boating, and marina access. Inside, this inviting three-bedroom, two-bath residence blends classic character with thoughtful modern improvements. The open living and dining areas create an easy flow for everyday living and entertaining, leading into a fully remodeled kitchen with generous counter space. Luxury vinyl plank flooring throughout adds a clean, cohesive finish, while both bathrooms have been beautifully renovated. The outdoor spaces are equally appealing. A spacious screened patio offers a comfortable spot to relax year-round, complete with a charming bed swing. The fenced backyard provides room for gatherings, pets, play, or a quiet afternoon outdoors, while a large storage shed offers practical space for tools, lawn equipment, and coastal gear. Major updates include windows replaced in 2021, a roof installed in December 2020, and a new fence added in 2021. Gutters are designed to drain into French drains for added water management. Experience the ease of living near everything Historic St. Andrews has to offer--where coastal recreation, community atmosphere, and everyday convenience come together.

Highlights

Listed by Ida Hargaray , 850-481-2438 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.21

Year Built

1987

County

Bay

Area

02 - Bay County - Central

Neighborhood

Jinks Sub U-1

Listing ID

795520

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Tub Shower, Walk-In Closet(s), Storage

Exterior Features

Lot:Paved
Lot Dimensions:38.12x125.7x81.2x136.21
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,657
Taxes
$175

Home Price

$300,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$60,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,657.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,657.46 $174.67 $0.00 $1,832.13
Yearly $19,889.48 $2,096.09 $0.00 $21,985.57
Total $596,684.44 $62,882.70 $0.00 $659,567.14

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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