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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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319 Pinetree Dr , Panama City, FL 32408
$849,999
Est. Payment: $4,696.12/mo
4 Bed
3 Bath
1969 Sqft
0.12 Acres
Status: Active | Days on site: 2
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EEXX - E27271
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Harrison Lilly Team
Owner/Operator

House Description

YES, you can have it ALL! This beautiful beach house is ready to be your next primary residence or investment property. Located on the quiet west end of PCB in a golf-cart friendly community, it's just a short walk to beach access #95. HIGHLIGHTS INCLUDE: --Furnished in beautiful, beachy tones --Sold turnkey and ready to rent or enjoy --One-car garage is perfect for storage, or convert to a game room for a fun hangout spot --The open floor plan has modern lighting, roller shades, and electric fireplace --Fabulous tongue and groove wooden ceiling detail downstairs --Kitchen features Whirlpool appliances --Dining room table seats 6 plus 3 more at the bar --Living room comfortably seats 8 --One bedroom and full bath downstairs is great for accessibility --Upstairs master has cute wallpaper, an en-suite bath with gorgeous iridescent tile, desk space, and its own balcony --Attic space has been transformed into a 4th bedroom with reading/TV space --Utility includes full sized Maytag washer and dryer (all appliances convey with sale!) --The screened-in porch has two ceiling fans for all-season enjoyment --Outdoor shed has a metal roof and roll-up door --Polywood dining table outside seats 6 --Owners closets upstairs and down make it easy to stock for guests and renters --INSURANCE BONUS: Hurricane panels provided (located in garage and shed) Come see this beauty today! Easy to show through October 7.

Highlights

Listed by January M Johnson , 850-691-9851 EXP Realty LLC , 888-883-8509. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.12

Year Built

2017

County

Bay

Area

27 - Bay County

Neighborhood

Inlet Beach Heights

Listing ID

1012463

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Fireplace, Kitchen Island, Owner's Closet

Exterior Features

Lot:Within 1/2 Mile to Water
Lot Dimensions:50.0 ft x 107.0 ft
Zoning:Resid Single Family
Others:
  • ▪ Additional:Balcony, Porch, Porch Screened, Fenced Privacy
Sewer:Septic Tank
Principal Interest
$4,696
Taxes
$737

Home Price

$849,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$170,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,696.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,696.12 $736.61 $0.00 $5,432.73
Yearly $56,353.46 $8,839.29 $0.00 $65,192.75
Total $1,690,603.94 $265,178.70 $0.00 $1,955,782.64

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T04:14:31.000Z

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