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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6224 Seminole Dr , Panama City, FL 32404
$449,900
Est. Payment: $2,485.63/mo
4 Bed
2 Bath
1980 Sqft
0.3 Acres
Status: Active | Days on site: 17
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BCSU - B0136
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Harrison Lilly Team
Owner/Operator

House Description

SELLER FINANCING FULLY FURNISHED, NO BANKS INVOLVED , at a 5 year balloon and 25% down. Monthly payments $2400 monthly (PITI, Taxes, Insurance). The original loan can also be assumed at 2.28% within the 5 year balloon. Great opportunity as a primary or investment rental home. Turn key, fully furnished. Take a look at this beautiful home with 4 bedrooms, 2 full baths, large kitchen, office, in-ground pool, fire pit and 2 car garage. You also have a large laundry room and custom water softener Home sits on a corner lot with an additional lot/area for RV parking, and fire pit. The interior of home has a split bedroom and custom office which can be a 4th bedroom. Plenty of cabinetry and island/breakfast bar. Exterior of home has a custom outdoor gourmet kitchen with fridge, grill, and sink, paved custom patio flooring throughout. Sprinkler system on well, tankless water heater, and fully privacy fenced in with a roll gate to park your RV and extra driveway. Large in-ground pool, cabana, and outdoor shower. This home is great for entertainment, close to Tyndall AFB, beaches and restaurants. Fully furnished and turn key for VRB or Air BB. Dont miss out on this great opportunity on this home. Available to show starting Sept. 25 (friday). All measurements and information must be verified by Buyer or Buyers Agent.

Highlights

Listed by Marco Cooper , 850-832-1266 Coastal Sun Realty LLC , 850-249-2050. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

1984

County

Bay

Area

05 - Bay County - East

Neighborhood

Imperial Oaks U-3

Listing ID

795633

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Water Purifier Owned, Water Softener Owned, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s), Instant Hot Water

Exterior Features

Lot:Sprinkler System
Lot Dimensions:101.0 ft x 130.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Barbecue, Covered Patio, Fire Pit, Outdoor Kitchen, Outdoor Shower
Sewer:Public Sewer
Parking Features:RV Access/Parking
Principal Interest
$2,486
Taxes
$251

Home Price

$449,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,485.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,485.63 $251.32 $0.00 $2,736.95
Yearly $29,827.59 $3,015.85 $0.00 $32,843.44
Total $894,827.77 $90,475.50 $0.00 $985,303.27

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS