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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1408 Foster Ave , Panama City, FL 32401
$259,900
Est. Payment: $1,318.16/mo
3 Bed
1 Bath
805 Sqft
Status: active | Days on site: 109
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

*** Brand new storage unit just installed 12 x 12!! *** This property could easily be used for business purposes as well. Live in one side, operate your office out of the other side which is locked out! You'll love the timeless charm of this 1950 bungalow in the heart of St. Andrew's historic district. This cozy 805+ sq ft, with extra rooms as well, FURNISHED 3 bedroom, 1 bath home sits on a quarter acre lot, is move-in ready and tastefully decorated. It's the perfect place to call home, or if you're interested in cash flow it will be a great rental for vacation getaways or long-term rentals. Outside, a generous circle driveway offers easy access as well as ample parking, complemented by TWO carports that are ideal for vehicles, boats or additional storage. The privacy fenced yard has a double gate on one side & a single gate on the other to access the expansive backyard that provides plenty of room for outdoor living, gardening or future enhancements. This home is located minutes from local shops, dining, the waterfront, as well as entertainment. The perfect balance of historic charm and modern convenience. The potentials are endless, come see this home today!

Highlights

Listed by Donna M Harris , 815-302-4270 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

Year Built

1950

County

Bay

Area

02 - Bay County - Central

Neighborhood

Hursts Replat

Listing ID

789112

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Washer/Dryer Stacked, ENERGY STAR Qualified Appliances, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:72 x 139
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Circular Driveway
Principal Interest
$1,318
Taxes
$210

Home Price

$259,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$51,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,318.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,318.16 $210.08 $0.00 $1,528.25
Yearly $15,817.97 $2,521.00 $0.00 $18,338.97
Total $474,538.95 $75,630.00 $0.00 $550,168.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS