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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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914 Pitts Ave , Panama City, FL 32404
$415,000
Est. Payment: $2,292.82/mo
4 Bed
4 Bath
1985 Sqft
0.08 Acres
Status: Active | Days on site: 49
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Harrison Lilly Team
Owner/Operator

House Description

Incredible views from this Bay Front 3 bedroom 2.5 bath Townhome with 1 bedroom 1 bath mother-n-law apartment on ground floor. Boat dock is almost directly in front of this unit, each owner in this group of townhomes has 1/11th deeded ownership, No HOA fees. The main living unit has a really great split level floor plan. Drive up parking for 2 cars. Enter the unit on living room level featuring upon entry kitchen, 1/2 bath and large living room with dining nook. Covered balcony access overlooking the dock and the bay. Head downstairs to your primary bedroom with amazing views of the bay with covered balcony. Just down the hallway you'll find 2 guest bedrooms, a shared full bath, and full size laundry. Head down the exterior stairs to access your full mother-n-law apartment with 1 bedroom, 1 bath, w/ laundry. Both upstairs and mother-n-law have share utilities. The mother-n-law unit features a galley style kitchen and again amazing views of the bay from living room w/ covered porch area off the living space. This townhome is located in Parker, you are a short drive to Tyndall AFB, downtown Panama City, Callaway, and by boat, marina services are a quick boat ride in either direction. Easy boating access to the intercostal, Shell Island, or St Andrew's Pass for gulf access. Pier 99 Marina and Watson Marina are both a short boat ride for fuel, bait, and supplies. The possibilities are here for rental income, Live upstairs and rent downstairs or vice versa. Owner had Peaden install new HVAC in 2023 and has a service contract with Peaden.

Highlights

Listed by Joel Reed , 850-814-7377 Homes Land & Shore Inc. , 850-814-7377. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.08

Year Built

1984

County

Bay

Area

02 - Bay County - Central

Neighborhood

Horne Memory Plat

Listing ID

794279

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Ductless
Fireplaces:
Other:
  • ▪ Additional:Interior Steps, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:27.0 ft x 145.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Dock
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$2,293
Taxes
$415

Home Price

$415,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,292.82

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,292.82 $414.59 $0.00 $2,707.41
Yearly $27,513.78 $4,975.11 $0.00 $32,488.89
Total $825,413.48 $149,253.30 $0.00 $974,666.78

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

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