**NO HOA!** Enjoy the freedom of homeownership without the added fees or restrictions of a homeowners association. Combined with modern upgrades, a prime location, and a home that's practically brand new, this property truly stands out from the rest. Welcome home to this beautifully designed 4-bedroom, 2-bath residence that perfectly blends style, comfort, and convenience. Having been lived in for only **nine months**, this home is essentially like new--offering all the benefits of new construction without the wait. Step inside to a bright, open-concept floor plan where the kitchen, dining, and living areas flow seamlessly together, creating the perfect setting for entertaining, family gatherings, or simply relaxing at the end of the day. The stunning kitchen serves as the heart of the home, featuring elegant quartz countertops, upgraded fixtures, and a layout that keeps you connected to the main living space. Thoughtful upgrades can be found throughout, including beautiful board and batten accent walls that add warmth and character. The spacious primary suite offers a private retreat with a spa-inspired ensuite featuring custom tile finishes and a generous walk-in closet complete with custom built-ins, providing exceptional organization and storage. Step outside to enjoy the fully fenced backyard--perfect for pets, play, gardening, or hosting family and friends. Location is another standout feature. Just minutes from SweetBay Town Center, you'll enjoy convenient access to the new Publix, along with a growing selection of shops, restaurants, and everyday amenities. With even more exciting businesses on the way, this area continues to be one of Panama City's most desirable locations. Conveniently located near top-rated schools, Tyndall Air Force Base, shopping, dining, and everything Panama City has to offer, this home truly checks every box. Why wait months for new construction when you can move into a home that's practically brand new and already enhanced with premium upgrades? Don't miss your opportunity to own this exceptional home--schedule your private showing today! Call today to schedule your private showing--your dream home awaits, and it won't last long!