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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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222 N Sherman Ave , Panama City, FL 32401
$135,000
Est. Payment: $684.69/mo
1 Bed
1 Bath
546 Sqft
Status: active | Days on site: 566
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Don't miss this adorable 1 bedroom, 1 bathroom 1922 cottage that has been used as a short term rental, but could also be a great home as well. It comes fully furnished with everything needed to rent it. You'll enjoy the leather couches with recliners built in, smart tv, updated lighting, kitchen with cook top, refrigerator, table top microwave, coffee maker and toaster oven. The eat in kitchen also comes with a pub top table and 4 stools. There is a full size platform bed in the bedroom along with a small closet and barn doors that lead to the bathroom. It has a single vanity and tub/shower. Shower total height is less than 6' so please make note of that. In the laundry room there is a combination washer/dryer that comes with the home. The front porch is perfect for a table and chairs and there is a single paver driveway for parking. There is no backyard, the lot ends at the back steps, but there is yard on either side of the home if needed for pets. The metal roof was installed in 2023. The water heater and a/c are approximately 8 years old. The airbnb rentals bring in approximately $15K annually. The neighborhood is updated and location is close to downtown. All measurements are approximate. This home is being sold As Is and for Cash only. There are exceptions on the title insurance due to a lapse in a portion of the deed and also the survey showing a legal description that is lacking a portion of the property. Look at the attached survey and call for an explanation. Make your appointment to see this cute house today!

Highlights

Listed by Christine Lance , 850-258-2544 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.08

Year Built

1922

County

Bay

Area

02 - Bay County - Central

Neighborhood

Holmes Add- Millville

Listing ID

767953

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:44 x 75
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$685
Taxes
$65

Home Price

$135,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$27,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$684.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $684.69 $65.00 $0.00 $749.69
Yearly $8,216.33 $780.00 $0.00 $8,996.33
Total $246,490.03 $23,400.00 $0.00 $269,890.03

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS