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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4113 Holiday Dr , Panama City, FL 32408
$995,000
Est. Payment: $5,497.23/mo
2944 Sqft
0.05 Acres
Status: Active | Days on site: 119
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BSA2 - B8944,B7085
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Great opportunity to own an income-producing fourplex in Panama City Beach, just a short walk to the Gulf and public beach access. Located in the popular Lower Grand Lagoon area off Thomas Dr, this property is perfectly positioned for both short-term vacation rentals or long-term tenants. Each unit offers a practical layout, making it easy to keep occupied and generate consistent income. The location is hard to beat: close to St. Andrews State Park, marinas, restaurants, and everything that makes Panama City Beach such a desirable destination. Whether you're looking to add to your investment portfolio, create a vacation rental property, or take on a value-add project, this property has a lot of potential. Opportunities like this near the beach don't come around often. Schedule your showing today!
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Highlights

Listed by Frank Trenholm , 850-774-8944 and Tracey Neudecker , 850-630-7085 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Commercial Sale
Lot/Acreage
0.05

Year Built

1983

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Holiday Beach Unit 9

Listing ID

789589

Questions about this listing?

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Interior Features

Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Tile

Exterior Features

Lot:Level
Zoning:Resid Multi-Family, Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Rain Gutters
Parking Features:Paved
Principal Interest
$5,497
Taxes
$634

Home Price

$995,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,497.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,497.23 $634.31 $0.00 $6,131.54
Yearly $65,966.78 $7,611.75 $0.00 $73,578.53
Total $1,979,003.41 $228,352.50 $0.00 $2,207,355.91

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS