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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3914 Sabine St , Panama City, FL 32408
$559,900
Est. Payment: $3,093.37/mo
4 Bed
3 Bath
1948 Sqft
0.17 Acres
Status: Active | Days on site: 38
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TRE1 - B1391
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

BUYER INCENTIVE OFFERED! Seller is offering $5,000 toward an interest-rate buydown or eligible closing costs, subject to lender approval and the terms of the purchase contract. 4 Bedroom 3 Bath single story beach house with RV or Boat trailer parking is located South of Grand Lagoon in Panama City Beach, walk/Golf cart to the beach and easy access to boat ramps! Inside, you'll find a well-maintained interior with an updated kitchen, upgraded lighting, and a flexible layout featuring a game room--perfect for guests or maximizing rental income. Outside, enjoy a privacy-fenced backyard built for BBQs and relaxing, plus a front-yard pergola that gives you that laid-back beach vibe. Investor? This is a turnkey property. Primary/2nd home Buyer? Skip the HOA headaches and enjoy space, convenience, and Panama City Beach living. The interior is in great condition, and the location is incredible! Walk to the beach from this 4BR/3BA with a game-room, updated kitchen, lighting and more, lounge and BBQ outside in your privacy fenced back yard, relax in your front yard under the pergola and park your boat or RV in your large driveway. Looking for an investment property and to capture that bonus depreciation this year? Been dreaming of buying a home in Panama City Beach? Ready for stress free living/investing and want room to park your toys without paying a fortune?
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Highlights

Listed by Billy G Seeberger , 850-238-5465 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.17

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Holiday Beach Unit 6

Listing ID

794774

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:65.0 ft x 121.0 ft
Others:
  • ▪ Additional:Deck, Patio, Outdoor Shower
Parking Features:Additional Parking
Principal Interest
$3,093
Taxes
$395

Home Price

$559,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$111,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,093.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,093.37 $395.23 $0.00 $3,488.60
Yearly $37,120.40 $4,742.80 $0.00 $41,863.20
Total $1,113,612.07 $142,284.00 $0.00 $1,255,896.07

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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