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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6806 Thomas Dr , Panama City, FL 32408
$2,000,000
Est. Payment: $11,049.71/mo
8 Bed
10 Bath
5000 Sqft
0.14 Acres
Status: Active Under Contract | Days on site: 67
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REFH - B6281,B11845
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Brand-new construction duplex, perfectly positioned just a 3-minute stroll from the beach with no HOA! Designed for elevated living and exceptional rental performance, each townhome offers approximately 2,500 square feet of thoughtfully curated living space, featuring 4 spacious bedrooms, a bonus living area, and 4.5 designer bathrooms. Every detail has been carefully selected, from the premium luxury vinyl plank flooring and quartz countertops to the Frigidaire Gallery appliance package, designer lighting and plumbing fixtures, and commercial-grade Hayward pool equipment with private heated pools. The first floor welcomes you with a private guest suite featuring an en-suite bath, while the expansive open-concept kitchen, dining, and living areas flow seamlessly to a covered outdoor living space complete with a fireplace and private heated pool--creating the perfect setting for entertaining or relaxing after a day at the beach. The second level offers two generously sized bedroom suites, each with its own en-suite bath and walk-in closet, providing comfort and privacy for family and guests alike. The third floor serves as a private retreat, featuring a spacious bonus living room, convenient kitchenette, and access to an oversized covered balcony where you can enjoy Gulf views and coastal breezes. An additional bedroom suite with a walk-in closet and en-suite bath completes this level, while multiple flex closets throughout the home provide abundant storage or dedicated owner lockout space. Whether you're seeking a premier luxury vacation rental, a second home, or a full-time coastal residence, this exceptional property delivers the perfect combination of sophisticated design, modern amenities, and an unbeatable beachside location.

Highlights

Listed by Kelli Lazidis , 405-246-5402 RE Florida Homes , 954-589-7099. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.14

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Holiday Beach Unit 3

Listing ID

793380

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:8
  • ▪ Bathrooms:10
  • ▪ Full Bathrooms:8
  • ▪ 1/2 Bathrooms:2
Appliances:Bar Fridge, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Walk-In Closet(s)

Exterior Features

Lot Dimensions:50x120
Zoning:Commercial, Resid Multi-Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$11,050
Taxes
$163

Home Price

$2,000,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$400,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,049.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,049.71 $163.00 $0.00 $11,212.71
Yearly $132,596.54 $1,956.00 $0.00 $134,552.54
Total $3,977,896.29 $58,680.00 $0.00 $4,036,576.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS