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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7308 S Lagoon Dr , Panama City, FL 32408
$1,645,000
Est. Payment: $9,088.39/mo
3 Bed
3 Bath
1538 Sqft
0.35 Acres
Status: Active Under Contract | Days on site: 20
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BCSR - B3114,B6857
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' BRING YOUR BOAT! **TWO Properties, Lagoon-Front Lot and House being sold together or separately** (Lot mls#793039) * Gulf of America Access in Minutes! * NO HOA Fees! **(recent lot SOLD at 7204 S. Lagoon $699k in April 27, 2026) Rare opportunity to own two lagoon-front properties** 3-Br 2.5-Ba house with a 14'x36' covered boat dock with water, electricity and jet ski lift. Totally updated with all new hurricane windows and doors, tri[ple opening sliding door, new bathrooms and kitchen, new A/C units, sprinkler system w/well pump. just **4 blocks to the sugar-white sands of the beach**. Build your dream home or getaway retreat on protected lagoon waters with Gulf of America access just minutes away. This lot offers a peaceful, private setting on the water with a new boat dock already in place, fresh split-rail fence lining the frontage. Deep, calm lagoon water is perfect for kayaking, fishing, or launching a boat right from your own backyard. A public boat ramp just down the street makes it easy to get out on the water, and you're close to some of the best restaurants on the east end. Live in the house while you build a new one. Can do Vacation Rentals.
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Highlights

Listed by Butch Metcalf , 850-319-6324 CitiStar Realty , 850-230-5060. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.35

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Holiday Beach Unit 15

Listing ID

794794

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Electric Range, Electric Water Heater, Wine Cooler
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:100.0 ft x 130.0 ft / both properties
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Outdoor Shower
Parking Features:Garage,Garage Door Opener
Principal Interest
$9,088
Taxes
$617

Home Price

$1,645,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$329,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,088.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,088.39 $617.11 $0.00 $9,705.50
Yearly $109,060.66 $7,405.36 $0.00 $116,466.02
Total $3,271,819.70 $222,160.80 $0.00 $3,493,980.50

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS