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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3924 Vicar St , Panama City, FL 32408
$399,900
Est. Payment: $2,028.22/mo
3 Bed
2 Bath
1768 Sqft
Status: active | Days on site: 33
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PRICE REDUCTION!!! This 3 bedroom/2 bath beach bungalow has it all... all the square feet, all the bonus areas, all of the extra 4th bedroom, all the parking space, plus a second laundry hookup with washer and dryer... AND IT'S THE BEST VALUE SOUTH OF THE LAGOON. Whether it's the short stroll to the beach or a block to the lagoon, water abounds. With its new HVAC system and its spacious backyard large enough to host any barbecue, this cottage is perfect. 3924 Vicar Street makes the perfect primary residence, vacation home, or short term rental. See what everyone's talking about!

Highlights

Listed by Christine A Barnes , 269-716-2146 and Non Member , 269-716-2146 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

1996

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Holiday Beach Unit 15

Listing ID

792780

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 100.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Patio
Parking Features:Paved

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:30 pm Aug 22
Principal Interest
$2,028
Taxes
$361

Home Price

$399,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,028.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,028.22 $360.87 $0.00 $2,389.09
Yearly $24,338.61 $4,330.49 $0.00 $28,669.10
Total $730,158.25 $129,914.70 $0.00 $860,072.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS