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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3136 Rachel Pl , Panama City, FL 32409
$305,000
Est. Payment: $1,546.74/mo
4 Bed
2 Bath
1446 Sqft
Status: active | Days on site: 94
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

WATERFRONT FLOOD ZONE X. FRESH. CLEAN. MOVE-IN READY. 3136 Rachel Place in Hodges Bayou Plantation offers a well-maintained 4-bedroom, 2-bath Freeport floor plan with the feel of newer construction without the wait. Built by D.R. Horton, this resale home has been exceptionally cared for and shows beautifully. Inside, the split-bedroom layout provides functional separation between the primary suite and secondary bedrooms, while LVP flooring extends through the main living areas with carpet in the bedrooms. The open-concept kitchen, dining, and living areas overlook a peaceful water backdrop, giving the main gathering spaces a calm, open feel. The kitchen features Calacatta quartz countertops, stainless steel appliances, generous workspace, and a layout designed for everyday convenience. Matching Calacatta quartz continues into the bathrooms, and the washer and dryer are included with the sale. The spacious primary suite is tucked away from the secondary bedrooms and also enjoys the relaxing water view. Additional features include gutters, white faux wood blinds on all windows, a 2-car garage, and existing privacy fencing along the neighboring lot lines. Located just 1.4 miles from the Deer Point Lake boat access, this Hodges Bayou Plantation home provides convenient access to boating, fishing, and water recreation, with Deer Point offering routes toward the bay and Gulf. The property is also approximately 30 minutes from Tyndall Air Force Base. Exceptionally maintained and move-in ready, 3136 Rachel Place offers a clean, newer-construction feel in Hodges Bayou Plantation. All information is believed accurate but not guaranteed; buyer to verify if important.

Highlights

Listed by Alice de La Penha , 850-771-3150 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

225 Quarterly

Year Built

2024

County

Bay

Area

04 - Bay County - North

Neighborhood

Hodges Bayou Plantation 1

Listing ID

789598

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Entrance Foyer

Exterior Features

Lot:Paved
Lot Dimensions:60x120
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,547
Taxes
$215
HOA
$225

Home Price

$305,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$61,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,546.74

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,546.74 $215.33 $225.00 $1,987.08
Yearly $18,560.90 $2,584.00 $2,700.00 $23,844.90
Total $556,827.04 $77,520.00 $81,000.00 $715,347.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS