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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3065 Rachel Pl , Panama City, FL 32409
$392,000
Est. Payment: $1,988.15/mo
4 Bed
3 Bath
2301 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

PAID OFF SOLAR --enjoy significant monthly savings from day one! Practically new and impeccably maintained, this 4-bed, 3-bath home with a highly sought-after 3-CAR GARAGE offers over 2,300 square feet of thoughtfully designed living space. Unlike many new builds, this home is move-in ready with all the upgrades buyers desire including: fresh paint throughout, a fully fenced backyard, backsplash, BRICK SIDING, blinds, and the popular Destin floor plan that is no longer offered by the builder. The spacious open layout, large granite kitchen island, matching stainless steel appliances, and private primary suite create the perfect blend of comfort, style, and functionality. Outside, enjoy a covered patio overlooking a fenced backyard with the added luxury of no direct backyard neighbors, giving you more privacy than a majority of the homes in the neighborhood. Located just 2 miles from multiple boat ramps, boaters can be ON THE BAY IN MINUTES! You'll also enjoy having quick access to Lynn Haven's Bayou Park & Preserve, Northwest Florida Beaches International Airport (ECP), Tyndall Air Force Base, and Panama City's beautiful beaches, this home offers a lifestyle that's hard to beat. With paid-off solar, premium upgrades, and a location built for both convenience and outdoor living, 3065 Rachel Place delivers more value than buying new. Book your showing today!

Highlights

Listed by Katilyn M Scott , 850-819-5695 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2023

County

Bay

Area

27 - Bay County

Neighborhood

Hodges Bayou Plantation 1

Listing ID

1008194

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Breakfast Bar, Ceiling Tray/Cofferd, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup

Exterior Features

Lot:Sidewalk,Survey Available
Lot Dimensions:60' X 123'
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Sprinkler System, Patio Covered, Fenced Privacy
Sewer:Public Sewer
Parking Features:Oversized
Principal Interest
$1,988
Taxes
$367
HOA
$0

Home Price

$392,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$78,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,988.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,988.15 $367.48 $0.00 $2,355.63
Yearly $23,857.80 $4,409.73 $0.00 $28,267.53
Total $715,734.01 $132,291.90 $0.00 $848,025.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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