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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3410 Hillcrest Dr , Panama City, FL 32405
$585,000
Est. Payment: $2,967.01/mo
3 Bed
2 Bath
1991 Sqft
Status: active with contingency | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 3410 Hillcrest, where comfort, space, and versatility come together in one incredible property. Situated on a rare 0.51-acre double lot, this beautifully maintained 3-bedroom, 2-bath home with a dedicated office offers the lifestyle you've been looking for and all in a desirable neighborhood with no HOA. Step inside to find a thoughtfully designed floor plan featuring whole-home speakers, abundant natural light, and spaces perfect for both everyday living and entertaining. Outside is where this home truly shines. Enjoy your private screen-enclosed heated saltwater pool, beautifully landscaped yard, outdoor lighting that creates the perfect evening ambiance, and a private well that helps keep irrigation costs low. The adjoining lot opens the door to endless possibilities. Build an Accessory Dwelling Unit (ADU) for guests or mother in law suite, construct another home, create the ultimate workshop, or simply enjoy the extra space to park your boat, RV, or recreational toys. Opportunities like this are incredibly hard to find. Whether you're looking for room to grow, space to entertain, or the flexibility to create something truly special, this home offers it all. Homes with this much land, this many upgrades, and this level of potential rarely come on the market so don't miss your chance to make it yours.

Highlights

Listed by Christina Knox , 850-814-9940 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.51

Year Built

2004

County

Bay

Area

02 - Bay County - Central

Neighborhood

Hillcrest

Listing ID

793599

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50.0 ft x 173.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Porch, Rain Gutters
Principal Interest
$2,967
Taxes
$348

Home Price

$585,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$117,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,967.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,967.01 $347.96 $0.00 $3,314.97
Yearly $35,604.12 $4,175.56 $0.00 $39,779.68
Total $1,068,123.46 $125,266.80 $0.00 $1,193,390.26

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS