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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4108 Transmitter Rd , Panama City, FL 32404
$369,000
Est. Payment: $2,038.67/mo
3 Bed
3 Bath
1892 Sqft
0.48 Acres
Status: Active | Days on site: 188
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Harrison Lilly Team
Owner/Operator

House Description

NO HOA! RARE 0.5-ACRE COMPOUND WITH POWERED 24x34 DETACHED WORKSHOP! Escape the cookie-cutter subdivisions. This unique Panama City gem features a massive, custom-built 24x34 wood-framed detached shop equipped with a standard roll-up garage door, side entry door, and dedicated electrical power--the ultimate setup for boats, project cars, or a heavy-duty trade workspace. Nestled on a beautifully maintained, fully fenced .48-acre lot, you have total freedom to park your RV or trailers with zero restrictive rules.Step inside this classic Craftsman-style residence to find durable, scratch-resistant Luxury Vinyl Plank (LVP) flooring stretching across the main living level, transitioning into a low-maintenance, fully tiled kitchen built for high-traffic utility. Designed for maximum structural privacy, this 3-bedroom, 2.5-bathroom footprint offers distinct living zones and warm character. The upstairs interior has been freshly painted, creating a bright, turn-key atmosphere.Enjoy massive, long-term peace of mind with heavy-hitting mechanical upgrades: energy-saving solar panels to slash your electric bills, a new roof (Dec 2018), a new HVAC system (2021), a brand-new layer of 13 inches of blown-in R-38 attic insulation, and a septic tank pumped just one year ago. Located in 32404 with an easy commute to Tyndall AFB, local boat launches, and daily essentials. This isn't just a house--it's an unrestricted hobbyist paradise built for real utility!

Highlights

Listed by Rebekah A Peterson , 206-707-5133 Anchor Realty Florida , 850-899-7999. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.48

Year Built

2003

County

Bay

Area

27 - Bay County

Neighborhood

Hiland Hills

Listing ID

996316

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor Vinyl
Other:
  • ▪ Additional:Kitchen Island, Washer/Dryer Hookup
Water:Well

Exterior Features

Lot:Survey Available
Lot Dimensions:103 X 203
Zoning:Resid Single Family
Others:
  • ▪ Additional:Columns, Fenced Back Yard, Patio Covered, Porch
Sewer:Septic Tank
Parking Features:Carport Attached,Covered,Garage Detached
Principal Interest
$2,039
Taxes
$110

Home Price

$369,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$73,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,038.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,038.67 $109.93 $0.00 $2,148.60
Yearly $24,464.06 $1,319.19 $0.00 $25,783.25
Total $733,921.87 $39,575.70 $0.00 $773,497.57

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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