ASSUMABLE 5.625% VA LOAN**! Welcome to 351 Hiland Drive in Panama City! An inviting front porch welcomes you into this freshly painted, all-brick home featuring three bedrooms, two bathrooms, and a flexible bonus space. The flex space can be adapted as a home office, playroom, hobby room, workout area, or additional living space to fit your needs. Located on approximately half an acre in a quiet cul-de-sac, the property offers room for outdoor projects and the possibility of gardening, keeping chickens, or creating a homestead-style setup, subject to local regulations. Two storage sheds provide space for tools, lawn equipment, and other belongings, while the large driveway offers ample parking. The home is served by private well water and a septic system. Conveniently located near Lynn Haven, Panama City, and Tyndall Air Force Base, and approximately 25 minutes from Panama City Beach. Come explore the space, flexibility, and possibilities offered by 351 Hiland Drive! ***VA LOAN ASSUMPTION:** Existing VA loan may be assumable by a qualified buyer, subject to lender/servicer approval and the buyer meeting all applicable VA and lender credit, income, and underwriting requirements. Assumption is not guaranteed. Buyer to independently verify eligibility, terms, balance, interest rate, and all requirements directly with the loan servicer/lender. Seller and listing broker make no representation or warranty regarding buyer qualification or approval of the loan assumption.