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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8222 James St , Panama City, FL 32404
$350,000
Est. Payment: $1,775.13/mo
4 Bed
2 Bath
2134 Sqft
Status: active with contingency | Days on site: 26
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Lined with gorgeous hydrangeas and mature landscaping, this beautifully updated home welcomes you from the moment you arrive. Inside, you'll find a spacious living room that flows into the completely renovated kitchen, creating a layout that's perfect for everyday living and entertaining. The split floor plan offers plenty of privacy, with the primary suite tucked away from the secondary bedrooms. The primary bathroom has been beautifully updated with a brand-new tub/shower combination, and the suite also features his-and-hers closets. Two of the additional bedrooms include spacious walk-in closets, while the third offers a generously sized closet with plenty of storage. One of the best spaces in the home is the sunroom overlooking the backyard. Fully connected to the main HVAC system, it's comfortable year-round and makes the perfect second living area, playroom, home office, or even a guest room if you need the extra space. Step outside to a fully fenced backyard designed for relaxing and entertaining. Whether you're hosting family and friends or simply enjoying a quiet evening, there's plenty of room to make it your own--with space for a future pool, workshop, or whatever fits your lifestyle. The mature palms, hydrangeas, and established landscaping add to the peaceful setting, and with no homes behind you, you'll enjoy the privacy of natural woods as your backdrop. You'll also appreciate the peace of mind that comes with major updates already completed, including the HVAC, water heater, and well, all replaced within the last five years, along with a REME HALO whole-home air purification system. Located on a quiet dead-end street right next to the Callaway Sports Complex and just minutes from multiple public boat ramps with Gulf access, and a short drive to Tyndall Air Force Base, this home offers the perfect balance of privacy, convenience, and outdoor living. If you're looking for something that feels updated, welcoming, and ready to enjoy from day one, this is one you'll want to see.

Highlights

Listed by Jamie E Sheehan , 781-974-7356 Own It Real Estate LLC , 850-867-0506. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.21

Year Built

1999

County

Bay

Area

02 - Bay County - Central

Neighborhood

Highway 22 West Estates

Listing ID

792845

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:Electric
Other:
  • Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:77x121
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,775
Taxes
$175

Home Price

$350,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,775.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,775.13 $175.47 $0.00 $1,950.60
Yearly $21,301.61 $2,105.60 $0.00 $23,407.21
Total $639,048.23 $63,168.00 $0.00 $702,216.23

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS