Currently under construction! Welcome home to this beautiful new 3 bedroom, 2 bath residence in Panama City with NO HOA--a great opportunity for first time buyers. Designed for everyday living, this home offers a bright, open concept layout with 9 foot ceilings and durable luxury vinyl plank flooring throughout, ideal for busy households. The kitchen features granite countertops, stainless steel appliances, a pantry, and plenty of space to cook while staying connected to the living area. The split bedroom floor plan provides added privacy, with a comfortable primary suite offering a double vanity, walk in shower, linen closet, and walk in closet. Two additional bedrooms and a full guest bathroom are perfect for children, guests, or a home office. A convenient mudroom with garage access helps keep things organized, while the covered back patio creates a relaxing space to enjoy family time outdoors. Thoughtfully designed and low maintenance, this home is a wonderful place to start your next chapter. Home next door at 3112 is also available. If these floor plans don't fit your needs, seller is building three more homes in same block.