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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3025 Sarasota Ave , Panama City, FL 32405
$299,500
Est. Payment: $1,654.69/mo
3 Bed
2 Bath
1402 Sqft
0.16 Acres
Status: Active Under Contract | Days on site: 95
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 3025 Sarasota Avenue, a beautifully maintained 2020-built residence offering the perfect combination of modern finishes, everyday functionality, and a highly convenient Panama City location. Featuring 3 bedrooms, 2 bathrooms, and a desirable open-concept design, this home is ideal for first-time homebuyers, downsizers, or investors seeking a low-maintenance property in the heart of Bay County. Inside, you'll find waterproof vinyl flooring throughout, granite countertops, and a spacious living area highlighted by a striking tray ceiling, custom shiplap accent wall, electric fireplace, and built-in entertainment center. The well-appointed kitchen offers ample workspace and storage, while the primary suite features a double vanity and private bath. The exterior showcases attractive stone and vinyl accents that create exceptional curb appeal. Enjoy both front and rear covered porches, gutters, a fully fenced backyard with swing set, and an extended concrete patio perfect for grilling, entertaining, or relaxing outdoors. A stone paver pathway provides convenient access to the backyard, while the two-car garage adds additional storage and functionality. Located in Flood Zone X with no HOA, this property offers added peace of mind and flexibility. Situated just minutes from everyday conveniences, you'll enjoy quick access to Publix, Winn-Dixie, Walmart, and numerous dining and shopping destinations. The home is also conveniently located near schools, parks, and major commuter routes, making daily errands and travel effortless. Combining modern construction, thoughtful upgrades, and an exceptionally convenient central location, 3025 Sarasota Avenue presents an outstanding opportunity to own a move-in-ready home in one of Panama City's most accessible areas.

Highlights

Listed by Kaci A Hawes , 850-628-4537 ERA Neubauer Real Estate, Inc , 850-872-3434. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

2020

County

Bay

Area

02 - Bay County - Central

Neighborhood

Highland City

Listing ID

792112

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s), Entrance Foyer

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 140.0 ft
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,655
Taxes
$191

Home Price

$299,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,654.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,654.69 $190.93 $0.00 $1,845.63
Yearly $19,856.33 $2,291.17 $0.00 $22,147.51
Total $595,689.97 $68,735.25 $0.00 $664,425.22

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS