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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2730 Denise Dr , Panama City, FL 32405
$240,000
Est. Payment: $1,217.23/mo
4 Bed
2 Bath
1281 Sqft
Status: active | Days on site: 68
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Price Improvement! Opportunity awaits with this 4-bedroom, 2-bath home conveniently located in the heart of Panama City! Offering 1,281 square feet of living space, this property features an open semi-split floor plan, vinyl plank flooring, abundant natural light, and an interior laundry room. The kitchen includes newer cabinetry, quartz countertops, stainless steel appliances, a breakfast bar, and a buffet-style serving area with open shelving. The primary suite offers a walk-in closet with built-in shelving and an adjoining bath with a large walk-in shower. Outside, you'll find a welcoming front porch and a spacious fenced backyard with plenty of room for outdoor enjoyment. This property is being sold AS IS. Whether you're an investor, flipper, or buyer looking to renovate and build equity, this home offers excellent potential in a central location. Situated in an X Flood Zone with no HOA. Measurements are approximate. Some photos may be virtually staged or digitally enhanced. Buyers should verify all property features, measurements, and conditions in person.

Highlights

Listed by Kayla McDaniel , 850-774-3371 and Coastal & Country Group , 850-851-5508 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1979

County

Bay

Area

02 - Bay County - Central

Neighborhood

Highland City

Listing ID

791718

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:75.0 ft x 135.0 ft
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:No Garage
Principal Interest
$1,217
Taxes
$153

Home Price

$240,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$48,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,217.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,217.23 $153.00 $0.00 $1,370.23
Yearly $14,606.82 $1,836.00 $0.00 $16,442.82
Total $438,204.50 $55,080.00 $0.00 $493,284.50

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS