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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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515 Hidden Island Dr , Panama City, FL 32408
$459,000
Est. Payment: $2,327.96/mo
3 Bed
3 Bath
1997 Sqft
Status: pending | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

BACK ON THE MARKET AT NO FAULT OF THE SELLER. Welcome to this beautifully maintained 3-bedroom, 2.5-bath home nestled on a spacious 0.3-acre lot in the highly sought-after Hidden Pines neighborhood. Known for its desirable east-end Panama City Beach location and the freedom of no HOA, Hidden Pines offers the perfect blend of convenience, privacy, and coastal living. Step outside and enjoy your own backyard retreat featuring a screened-in patio and private pool, ideal for relaxing, entertaining, and enjoying Florida's year-round sunshine. The generous lot provides plenty of room for outdoor activities, gardening, or additional storage for your beach and boating gear. Inside, you'll find a comfortable and functional layout with ample living space for family and guests. A new roof installed in 2019 provides added peace of mind for years to come. Location is everything, and this home delivers: Just 2 minutes from NSA Panama City Only 8 minutes to St. Andrews State Park and some of the area's most beautiful beaches Approximately 5 minutes to Publix, the new Aldi, and popular local restaurants including Dat Cajun Place, triple J's and Christo's Whether you're looking for a primary residence, a second home, or an investment opportunity, this Hidden Pines gem offers the lifestyle and location that buyers are searching for. Don't miss your chance to own a pool home in one of Panama City Beach's most desirable neighborhoods!

Highlights

Listed by Brittany Whittaker , 253-303-1157 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

2004

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Hidden Pines Phase VII

Listing ID

790774

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:Gas

Exterior Features

Lot Dimensions:irregular 45x151x70x87x151
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,328
Taxes
$388

Home Price

$459,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$91,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,327.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,327.96 $387.67 $0.00 $2,715.63
Yearly $27,935.54 $4,652.00 $0.00 $32,587.54
Total $838,066.10 $139,560.00 $0.00 $977,626.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS