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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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315 Hidden Island Dr , Panama City, FL 32408
$359,000
Est. Payment: $1,820.78/mo
3 Bed
2 Bath
1968 Sqft
Status: pending | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

**Multiple Offers Exists/ Please submit your Highest and Best Offers before 1PM CST on Thursday July 30th.** One owner has loved this three-bedroom, two-bathroom home for years, and now it's ready for a new chapter and a little modern flair. With 1,968 square feet of well-planned living space, the layout flows beautifully and gives you a fantastic starting point to make it your own. The floor plan just works. The split floor plan is a nice touch, tucking the primary bedroom away from the others so everyone gets a little breathing room. and the whole home is craving fresh finishes and your personal touch. Bring your paint samples and your Pinterest board, because the bones here are solid and the possibilities are wide open. Out back, a 347-square-foot enclosed patio adds bonus space for morning coffee, hobbies, or hosting friends without worrying about the weather. The oversized garage, roughly 22 by 22 feet, swallows up cars, tools, and all the beach gear you can gather. Best of all, there's no homeowners association telling you what to do. The setting sweetens the deal. Seltzer Park sits just up the road for a quick outdoor escape, and Publix keeps grocery runs simple. St. Andrews State Park and its sugar-white shoreline are minutes away, while Pier Park delivers shopping and dining when you're ready to roam. Florida State University's local campus is an easy drive, and Northwest Florida Beaches International Airport handles your travel plans. Renovation projects with this much upside don't sit around long near the coast. Bring your vision and schedule your showing today. *Information provided is deemed reliable but is not guaranteed and should be independently verified by the buyer*

Highlights

Listed by MaryAnn Enfinger , 850-832-5263 Overstreet Realty , 850-774-0402. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.26

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Hidden Pines Phase I

Listing ID

792916

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2

Exterior Features

Lot Dimensions:95x120
Principal Interest
$1,821
Taxes
$174

Home Price

$359,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,820.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,820.78 $174.09 $0.00 $1,994.87
Yearly $21,849.36 $2,089.08 $0.00 $23,938.44
Total $655,480.90 $62,672.40 $0.00 $718,153.30

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS