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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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209 Hidden Pines Dr , Panama City, FL 32408
$325,000
Est. Payment: $1,795.58/mo
3 Bed
2 Bath
1779 Sqft
0.21 Acres
Status: Pending | Days on site: 1
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BKWS - B2403,B12579
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

INVESTOR OPPORTUNITY IN HIDDEN PINES! This 3-bedroom, 2-bath home has tons of potential and is ready for someone to bring it back to life. Located in the desirable Hidden Pines subdivision just minutes from the Navy Base, shopping, restaurants, and the beach, the location is a major plus for resale or rental potential. The home features a spacious open-concept layout, split-bedroom floor plan, high ceilings, and TWO living areas. The sellers partially enclosed the garage for additional usable space, but it can easily be converted back to a 2-car garage. Out back, you'll find a fenced yard and in-ground pool with a newer saltwater filter. The kitchen offers plenty of cabinet and counter space along with a newer stainless steel refrigerator and dishwasher. Roof replaced in 2016. This home DOES need TLC and is priced with that in mind. Whether you're looking for your next flip, rental property, or renovation project, this is an opportunity to add value in a highly desirable location. Bring your vision and make this one shine!
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Highlights

Listed by Kelly Flanagan , 678-898-1665 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.21

Year Built

1997

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Hidden Pines Phase I

Listing ID

794845

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:80X120
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Principal Interest
$1,796
Taxes
$233

Home Price

$325,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,795.58 $232.84 $0.00 $2,028.42
Yearly $21,546.94 $2,794.12 $0.00 $24,341.06
Total $646,408.15 $83,823.60 $0.00 $730,231.75

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS