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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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522 Arrow St , Panama City, FL 32404
$160,000
Est. Payment: $883.98/mo
2 Bed
1 Bath
1006 Sqft
0.06 Acres
Status: Active | Days on site: 35
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TRE1 - B10656
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

This charming 2-bedroom, 1-bath home is the perfect opportunity for first-time buyers, investors, or anyone looking to add their personal touch. The open-concept living area features a vaulted ceiling that creates a bright and spacious feel throughout. Step outside to the sun-filled patio overlooking your private backyard pool, ideal for relaxing or entertaining. Additional highlights include a recently installed roof, a quiet street location, and a low HOA. Conveniently situated just minutes from grocery stores, shopping, public boat access, Tyndall Air Force Base, and all the dining, recreation, and amenities that Callaway has to offer. Don't miss this affordable home with great potential in a desirable location.
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Highlights

Listed by Matt W Wright , 850-227-8276 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome
Lot/Acreage
0.06

HOA Fee

Year Built

1985

County

Bay

Area

02 - Bay County - Central

 Neighborhood

Hickory Park

Listing ID

791478

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:26.0 ft x 110.0 ft
Zoning:City, Resid Single Family
Sewer:Public Sewer
Principal Interest
$884
Taxes
$102
HOA
$0

Home Price

$160,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$32,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$883.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $883.98 $102.00 $0.00 $985.98
Yearly $10,607.72 $1,224.00 $0.00 $11,831.72
Total $318,231.70 $36,720.00 $0.00 $354,951.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS