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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5163 Harvey St , Panama City, FL 32404
$277,990
Est. Payment: $1,535.85/mo
3 Bed
2 Bath
1516 Sqft
0.17 Acres
Status: Active | Days on site: 249
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HBGC - B12633
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Harrison Lilly Team
Owner/Operator

House Description

Completion due in September 2026! Introducing the Addison plan! This thoughtfully designed split layout features 3 bedrooms, 2 baths, and a spacious 2-car garage. The great room seamlessly blends with the dining area and kitchen, creating an open and inviting space perfect for hosting gatherings and celebrating holidays. The owners' suite is a private retreat, boasting an ensuite bathroom complete with linen and walk-in closets. The spare rooms offer ample flexibility, whether you envision them as additional bedrooms, a home office, or a versatile flex room. This split plan ensures abundant privacy while maintaining a cozy atmosphere. Convenience is key in the Addison. The laundry room is conveniently located just steps away from the garage, optimizing storage and parking space. This home showcases commitment to quality construction, featuring a range of energy-smart features. These include a digital thermostat, a heating, ventilation, and A/C system, roof vent and soffit for attic ventilation, and energy-efficient dual pane windows. To make the buying process easier, this home comes appointed with quartz countertops, tile flooring in the common and wet areas with cozy carpeting in the bedrooms. Additionally, this home is backed by a comprehensive warranty package. Why settle for renting when you can own a home like the Addison?

Highlights

Listed by Trish Lohela , 904-466-1901 Holiday Builders of the Gulf Coast , 321-610-5940. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

20 Monthly

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

Harvey Heights

Listing ID

784368

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50x150
Zoning:Resid Single Family
Roof:Asphalt,Shingle
Sewer:Public Sewer,Sewer Tap Paid
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,536
Taxes
$9
HOA
$20

Home Price

$277,990

Loan Details

30 yrs
7.374%

Down Payment

20%
$55,598
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,535.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,535.85 $9.08 $20.00 $1,564.94
Yearly $18,430.26 $109.00 $240.00 $18,779.26
Total $552,907.70 $3,270.00 $7,200.00 $563,377.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS