MODERN HOUSE IN THE COVE...Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garage. The Historic Cove neighborhood is widely celebrated as one of Panama City's most cherished waterside communities, renowned for its oak-canopied streets and tight-knit social fabric. Residents enjoy an active coastal lifestyle marked by neighborhood traditions like seasonal golf cart parades, block gatherings, and community events. Less than a mile from downtown, you are walking distance from local coffee shops, boutiques, weekly farmers markets, and lively city parades, all while being under 30 minutes from the World's Most Beautiful Beaches. 205 Harmon Avenue captures timeless Coastal Craftsman character with the low-maintenance peace of mind of modern construction.