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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3001 W 10th St Unit 713 , Panama City, FL 32401
$949,900
Est. Payment: $4,817.21/mo
3 Bed
4 Bath
2321 Sqft
Status: active | Days on site: 38
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

BOAT SLIP & MARINA STORAGE INCLUDED - $30,000 VALUE! Experience exceptional waterfront living in this beautifully upgraded 7th floor residence at Harbour Village. The $949,900 purchase price includes a Boat Slip at the Harbour Village gated dock, plus climate-controlled Marina Storage . At approximately $30,000, this Marina package provides the added convenience and value of private boat slip ownership and extra storage. The residence price with garage storage , minus the Marina package, is approximately $919,900, or $396/SF. Great VALUE. Harbour Village is nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

Highlights

Listed by Shirley A Pittman , 850-258-2856 Blue Coral R E Group LLC , 850-778-2583. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

4700 Quarterly

Year Built

2006

County

Bay

Area

02 - Bay County - Central

Neighborhood

Harbour Village At Historic St Andrews

Listing ID

792144

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Zoning:Resid Multi-Family
Others:
  • Additional:Barbecue, Boat Slip
Sewer:Public Sewer
Principal Interest
$4,817
Taxes
$589
HOA
$4,700

Home Price

$949,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$189,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,817.21

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,817.21 $588.58 $4,700.00 $10,105.80
Yearly $57,806.56 $7,063.00 $56,400.00 $121,269.56
Total $1,734,196.75 $211,890.00 $1,692,000.00 $3,638,086.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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