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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3001 W 10th St Unit 203 , Panama City, FL 32401
$885,000
Est. Payment: $4,488.09/mo
3 Bed
3 Bath
1997 Sqft
Status: active | Days on site: 144
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Spectacular Views from this 3 Bed/3Bath Bayfront unit with 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intercoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

Highlights

Listed by Jennifer Mackay , 850-774-6582 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2006

County

Bay

Area

02 - Bay County - Central

Neighborhood

Harbour Village At Historic St Andrews

Listing ID

784000

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resid Multi-Family
Others:
  • Additional:Boat Lift, Boat Slip, Dock
Sewer:Public Sewer
Parking Features:Paved,Parking Lot,Community Structure,Gated
Principal Interest
$4,488
Taxes
$745
HOA
$0

Home Price

$885,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$177,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,488.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,488.09 $744.83 $0.00 $5,232.92
Yearly $53,857.04 $8,938.00 $0.00 $62,795.04
Total $1,615,711.26 $268,140.00 $0.00 $1,883,851.26

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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