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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5935 Gulf Dr , Panama City, FL 32408
$5,900,000
Est. Payment: $29,923.69/mo
8 Bed
8 Bath
5662 Sqft
Status: active | Days on site: 91
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Harrison Lilly
Owner/Operator

House Description

Set along the sugar-white shoreline of Panama City Beach, The Headliner at Hadley's Beach presents a rare opportunity to own one of the limited Gulf-front residences within Hadley's Beach, an intimate enclave of just 20 homes. With only 10 true Gulf-front residences in the community, this newly constructed offering represents one of the final opportunities to secure direct waterfront ownership in a setting designed for both elevated coastal living and exceptional investment potential, with short-term rentals permitted. Positioned moments from the energy of Panama City Beach's celebrated dining, live music, and entertainment scene, the home offers the rare balance of privacy and connection. Owners and guests can enjoy evenings filled with waterfront concerts, local music venues, and vibrant coastal culture before retreating to the serenity of their own Gulf-front escape. Spanning 5,662 square feet across three thoughtfully designed levels, the residence by Thor Construction & Design blends refined coastal architecture with modern luxury. Floor-to-ceiling windows frame uninterrupted Gulf views, drawing natural light throughout the interiors while showcasing the ever-changing blues of the water beyond. Just beyond the back door, private access leads directly to the white sand and turquoise shoreline, creating a seamless transition between home and beach. The residence offers eight spacious bedrooms and eight bathrooms, carefully arranged to accommodate both large gatherings and quiet retreat. The second level serves as the heart of the home, where expansive living and dining spaces flow effortlessly into a chef's kitchen designed for entertaining against a backdrop of panoramic Gulf views. Clean architectural lines, elevated finishes, and generous proportions create an atmosphere that feels sophisticated yet inviting. Occupying the upper level, the primary suite offers a private sanctuary overlooking the Gulf, complete with its own lounge area designed for peaceful mornings, sunset views, and evenings accompanied by the distant rhythm of the coast's live music scene. Outdoor living is equally exceptional, with more than 1,300 square feet of porch space designed for open-air dining, relaxed conversation, and uninterrupted waterfront vistas. A private pool offers another space to unwind after a day on the beach, while the home's elevator and garage provide effortless convenience. Offered fully furnished, The Headliner at Hadley's Beach is curated for immediate enjoyment. With direct Gulf frontage, refined construction, and proximity to the very best of Panama City Beach's coastal lifestyle, 5935 Gulf Drive is a statement residence where luxury, leisure, and the soundtrack of the Gulf Coast come together beautifully.

Highlights

Listed by Hilary N Farnum-Fasth , 850-685-0171 Corcoran Reverie , 850-231-5030. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

500 Annually

Year Built

2025

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Hadley's Beach

Listing ID

789986

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:8
  • Bathrooms:8
  • Full Bathrooms:7
  • 1/2 Bathrooms:1
Appliances:Gas Oven, Gas Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, Sitting Area in Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:48'x225'
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck
Sewer:Public Sewer
Principal Interest
$29,924
Taxes
$1,690
HOA
$500

Home Price

$5,900,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$1,180,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$29,923.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $29,923.69 $1,690.42 $500.00 $32,114.10
Yearly $359,084.24 $20,285.00 $6,000.00 $385,369.24
Total $10,772,527.25 $608,550.00 $180,000.00 $11,561,077.25

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS