Welcome to 405 Hollis Avenue, a charming property located deep in the heart of The Cove, one of Panama City's most established and sought-after neighborhoods. Set just minutes from the Yacht Club, Downtown Panama City, and Holy Nativity School, this home offers a rare combination of character, quality construction, and flexible additional space, perfectly suited for comfortable everyday living and entertaining. Built solid with a concrete block construction, this home has been extensively and thoughtfully updated from top to bottom. Recent improvements include spray foam insulation under the home and at the roof decking, a new AC system with all new ductwork, all-new plumbing throughout the house, and all-new electrical. A tankless gas water heater and new lighting and plumbing fixtures round out a home that's been modernized for efficiency and peace of mind, while still holding onto the character that makes Cove homes so desirable. The main residence features 4 bedrooms and 2 bathrooms, anchored by a chef-ready kitchen finished with Taj Mahal quartz countertops, sleek matte white appliances, a natural gas cooktop, and a convenient butler's pantry. The owner's suite is a true retreat, featuring vaulted ceilings and rich hardwood oak flooring that carries the home's warm, established character throughout. Step outside and discover one of the property's standout features -- a private heated saltwater pool surrounded by a spacious backyard that's ready for summer afternoons, weekend gatherings, and outdoor entertaining year-round. Adding even more versatility is the separate 664-square-foot granny flat, featuring 2 bedrooms and 1 bathroom, its own washer/dryer hookup, and a private separate entrance. This additional space is ideal for visiting family and friends, a private home office, hobby space, rental income potential, or extended living accommodations. Situated in the heart of The Cove, 405 Hollis Avenue puts you just minutes from Downtown Panama City, St. Andrews Bay, the Yacht Club, Holy Nativity School, parks, restaurants, shopping, and waterfront activities. With a fully updated main home, private heated saltwater pool, and a separate 664-square-foot granny flat all on one property, this is a unique opportunity to enjoy one of Panama City's most beloved neighborhoods. Come experience the character, craftsmanship, and lifestyle that make 405 Hollis Avenue a special place to call home.